TL;DR — In Brief
PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Transak: Better suited for developers building crypto apps.
30s
PayLinks Setup
$0
Monthly Fee
Yes
No Business Required
Global
Payments Accepted
Detailed Comparison
| Feature |  PayLinks | T Transak |
|---|---|---|
| Payment links | ✅ | ❌ |
| Recurring payments | ✅ | ❌ |
| Apple Pay | ✅ | ❌ |
| Google Pay | ✅ | ❌ |
| Revolut Pay | ✅ | ❌ |
| No business registration | ✅ | ✅ |
| No website required | ✅ | ✅ |
| Instant setup (30 sec) | ✅ | ✅ |
| Local support | ✅ | ❌ |
| Fee | 2% | 1-5% |
| Monthly fee | None | None |
Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.
✅
Choose PayLinks if you want:
- 👉Payment links anyone can create and share
- 👉2% flat fee vs up to 5%
- 👉Built for Romanian market with RON
- 👉Business-focused: customer tracking, invoices
- 👉End-user product, not just developer API
🔍
Choose Transak if you want:
- 👉Available in 170+ countries
- 👉Developer-friendly API integration
- 👉Non-custodial on-ramp and off-ramp
- 👉Wide range of local payment methods globally
What is PayLinks?
PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.
30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay
What is Transak?
Transak — "Global crypto on-ramp aggregator".
Supports 170+ countriesWide range of payment methods (bank, card, Apple Pay)Fast integration API for developersSupports both on-ramp and off-ramp
Pricing Comparison
PayLinks
- Fee:2%
- Monthly fee:$0
- Setup:Free
Transak
- Fee:1-5%
- Monthly fee:None
- Setup:Varies
Who is each better for?
PayLinks is for you if:
- ✅Freelancers and solopreneurs
- ✅Individuals wanting to collect online
- ✅Private tutors and teachers
- ✅Trainers and coaches
- ✅Photographers and videographers
TTransak is for you if:
- ☑️Developers building crypto apps
- ☑️Platforms needing fiat-to-crypto integration
- ☑️Users buying crypto via third-party dApps
- ☑️Global businesses wanting multi-currency on-ramp
Questions about PayLinks vs Transak
It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. Transak is better suited for developers building crypto apps.
