TL;DR — In Brief
PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. MoonPay: Better suited for crypto platforms needing a fiat on-ramp.
30s
PayLinks Setup
$0
Monthly Fee
Yes
No Business Required
Global
Payments Accepted
Detailed Comparison
| Feature |  PayLinks | M MoonPay |
|---|---|---|
| Payment links | ✅ | ❌ |
| Recurring payments | ✅ | ❌ |
| Apple Pay | ✅ | ❌ |
| Google Pay | ✅ | ❌ |
| Revolut Pay | ✅ | ❌ |
| No business registration | ✅ | ✅ |
| No website required | ✅ | ✅ |
| Instant setup (30 sec) | ✅ | ✅ |
| Local support | ✅ | ❌ |
| Fee | 2% | 1-4.5% |
| Monthly fee | None | None |
Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.
✅
Choose PayLinks if you want:
- 👉Shareable payment links for any business
- 👉Transparent 2% fee vs 1-4.5%
- 👉Romanian market focus with RON support
- 👉End-user product — not just infrastructure
- 👉Business tools: invoices, customers, payouts
🔍
Choose MoonPay if you want:
- 👉Integrated into 100+ major crypto platforms
- 👉White-label on-ramp solution for businesses
- 👉Supports 160+ countries globally
- 👉Enterprise-grade API for crypto purchases
What is PayLinks?
PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.
30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay
What is MoonPay?
MoonPay — "Crypto on-ramp infrastructure for businesses".
Integrated into 100+ major crypto platformsSupports 160+ countries and 80+ cryptocurrenciesFast KYC and identity verificationWhite-label solution for businesses
Pricing Comparison
PayLinks
- Fee:2%
- Monthly fee:$0
- Setup:Free
MoonPay
- Fee:1-4.5%
- Monthly fee:None
- Setup:Varies
Who is each better for?
PayLinks is for you if:
- ✅Freelancers and solopreneurs
- ✅Individuals wanting to collect online
- ✅Private tutors and teachers
- ✅Trainers and coaches
- ✅Photographers and videographers
MMoonPay is for you if:
- ☑️Crypto platforms needing a fiat on-ramp
- ☑️Users buying crypto within wallets/dApps
- ☑️Businesses wanting white-label crypto buying
- ☑️NFT marketplaces needing checkout solutions
Questions about PayLinks vs MoonPay
It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. MoonPay is better suited for crypto platforms needing a fiat on-ramp.
