TL;DR — In Brief
PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Kraken: Better suited for experienced crypto traders.
30s
PayLinks Setup
$0
Monthly Fee
Yes
No Business Required
Global
Payments Accepted
Detailed Comparison
| Feature |  PayLinks | K Kraken |
|---|---|---|
| Payment links | ✅ | ❌ |
| Recurring payments | ✅ | ❌ |
| Apple Pay | ✅ | ❌ |
| Google Pay | ✅ | ❌ |
| Revolut Pay | ✅ | ❌ |
| No business registration | ✅ | ✅ |
| No website required | ✅ | ✅ |
| Instant setup (30 sec) | ✅ | ✅ |
| Local support | ✅ | ❌ |
| Fee | 2% | 0.16%-0.26% maker/taker |
| Monthly fee | None | None |
Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.
✅
Choose PayLinks if you want:
- 👉Create and share payment links instantly
- 👉Integrated fiat + crypto payment acceptance
- 👉Built for the Romanian market with RON
- 👉Simple UX — no trading knowledge required
- 👉Business tools for freelancers and merchants
🔍
Choose Kraken if you want:
- 👉Lower trading fees for high-volume traders
- 👉Established trust since 2011
- 👉Strong fiat on-ramp with EUR/USD/GBP
- 👉Advanced trading features (margin, futures)
What is PayLinks?
PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.
30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay
What is Kraken?
Kraken — "Trusted crypto exchange since 2011".
One of the most secure and trusted exchangesCompetitive maker/taker fee structureStrong fiat currency support (EUR, USD, GBP)Excellent 24/7 customer support
Pricing Comparison
PayLinks
- Fee:2%
- Monthly fee:$0
- Setup:Free
Kraken
- Fee:0.16%-0.26% maker/taker
- Monthly fee:None
- Setup:Varies
Who is each better for?
PayLinks is for you if:
- ✅Freelancers and solopreneurs
- ✅Individuals wanting to collect online
- ✅Private tutors and teachers
- ✅Trainers and coaches
- ✅Photographers and videographers
KKraken is for you if:
- ☑️Experienced crypto traders
- ☑️European users wanting EUR trading pairs
- ☑️Security-conscious investors
- ☑️Users who value responsive customer support
Questions about PayLinks vs Kraken
It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. Kraken is better suited for experienced crypto traders.
