TL;DR — In Brief
PayLinks: Create an account in 30 seconds, send a link, customer pays. No website, no business registration required. Bitpanda: Better suited for european investors wanting diversified portfolio.
30s
PayLinks Setup
$0
Monthly Fee
Yes
No Business Required
Global
Payments Accepted
Detailed Comparison
| Feature |  PayLinks | B Bitpanda |
|---|---|---|
| Payment links | ✅ | ❌ |
| Recurring payments | ✅ | ❌ |
| Apple Pay | ✅ | ❌ |
| Google Pay | ✅ | ❌ |
| Revolut Pay | ✅ | ❌ |
| No business registration | ✅ | ✅ |
| No website required | ✅ | ✅ |
| Instant setup (30 sec) | ✅ | ✅ |
| Local support | ✅ | ❌ |
| Fee | 2% | 1.49% spread |
| Monthly fee | None | None |
Competitor information is accurate as of February 2026 and is based on publicly available data. Prices and features may change. Always verify on official websites for the latest information.
✅
Choose PayLinks if you want:
- 👉Shareable payment links for any business
- 👉Flat 2% fee — no hidden spreads
- 👉Romanian market focus with RON support
- 👉Business tools: invoices, customer tracking
- 👉Designed for payments, not investing
🔍
Choose Bitpanda if you want:
- 👉Diversified investing (stocks, ETFs, metals, crypto)
- 👉Regulated across multiple EU countries
- 👉Savings plans with recurring purchases
- 👉Bitpanda Card for spending assets
What is PayLinks?
PayLinks is a simple way to collect payments online, created for freelancers and entrepreneurs. Create a link in 30 seconds, send it via WhatsApp or Instagram, customer pays with card or Apple Pay, money arrives in your account. No website, no POS, no business registration required.
30 second setupNo business registration required - start as individualNo website or technical knowledge requiredAll payment methods: Card, Apple Pay, Google Pay, Revolut Pay
What is Bitpanda?
Bitpanda — "European crypto investment platform".
Regulated across Europe (Austrian license)Stocks, ETFs, metals, and crypto in one platformExcellent user interface and experienceSavings plans and recurring purchases
Pricing Comparison
PayLinks
- Fee:2%
- Monthly fee:$0
- Setup:Free
Bitpanda
- Fee:1.49% spread
- Monthly fee:None
- Setup:Varies
Who is each better for?
PayLinks is for you if:
- ✅Freelancers and solopreneurs
- ✅Individuals wanting to collect online
- ✅Private tutors and teachers
- ✅Trainers and coaches
- ✅Photographers and videographers
BBitpanda is for you if:
- ☑️European investors wanting diversified portfolio
- ☑️Users wanting stocks + crypto in one place
- ☑️Passive investors using savings plans
- ☑️Beginners wanting a regulated, clean experience
Questions about PayLinks vs Bitpanda
It depends on your needs. PayLinks is ideal for freelancers and small businesses who want to collect payments simply, without a website and without technical knowledge. Bitpanda is better suited for european investors wanting diversified portfolio.
